Last updated: November 13, 2026
LivePlan and Upmetrics are the top AI business plan tools in 2027, combining guided writing with financial forecasts. ProjectionHub leads for lender-ready financial projections, and general assistants such as ChatGPT and Claude are useful for drafting and testing assumptions.
Lenders and investors care most about the numbers and the reasoning behind them. AI speeds up writing, but the forecast assumptions should be yours.
AI Business Plan Software To Use In 2027
| Software | Best For | Core Strength | Category |
|---|---|---|---|
| LivePlan | Small businesses and startups | Guided plans with forecasts and tracking | Business plan software |
| Upmetrics | AI-first plan writing | AI writer with templates | Business plan software |
| ProjectionHub | Lender-ready financials | Industry-specific projection templates | Forecasting tool |
| Bizplan | Startup plans | Step-by-step builder | Business plan software |
| ChatGPT | Drafting and brainstorming | Flexible writing help | AI assistant |
| Claude | Long, coherent plan documents | Careful long-form reasoning | AI assistant |
| Fathom | Forecasting from real accounts | Forecasts connected to accounting data | Financial reporting |
| Enloop | Budget-friendly plans | Automatic text from financials | Business plan software |
How We Scored
We scored software on writing guidance, forecast quality, templates by industry, lender and investor formats, collaboration and price.
The Top AI Business Plan Software
1. LivePlan
LivePlan walks you through a plan, builds forecasts and tracks actual performance against them.
Its AI helps draft sections.
Best for: Small businesses and startups. Core strength: Guided plans with forecasts and tracking.
2. Upmetrics
Upmetrics drafts plan sections with AI and includes many industry templates.
Financial forecasting is built in.
Best for: AI-first plan writing. Core strength: AI writer with templates.
3. ProjectionHub
ProjectionHub builds detailed projections used for SBA loans and investors.
Accountants and advisors use it with clients.
Best for: Lender-ready financials. Core strength: Industry-specific projection templates.
4. Bizplan
Bizplan offers a guided builder with financials and a polished output.
It suits early-stage founders.
Best for: Startup plans. Core strength: Step-by-step builder.
5. ChatGPT
ChatGPT drafts plan sections, challenges assumptions and summarizes research.
It works best alongside a structured tool.
Best for: Drafting and brainstorming. Core strength: Flexible writing help.
6. Claude
Claude helps structure long plans and pressure-test the logic of a strategy.
It is useful for reviewing drafts.
Best for: Long, coherent plan documents. Core strength: Careful long-form reasoning.
7. Fathom
Fathom builds forecasts and reports from QuickBooks, Xero and other ledgers.
It suits existing businesses planning growth.
Best for: Forecasting from real accounts. Core strength: Forecasts connected to accounting data.
8. Enloop
Enloop generates plan text and performance scores from your inputs.
It is affordable for simple plans.
Best for: Budget-friendly plans. Core strength: Automatic text from financials.
Own Your Assumptions
Investors will ask why you expect a given price, conversion rate or growth curve. Write those reasons down in your own words, even if AI drafts the rest.
Frequently Asked Questions
What is the best AI business plan tool?
LivePlan and Upmetrics are the best overall options.
Can ChatGPT write a business plan?
It can draft one, but you should supply real data and check every assumption.
What do lenders want?
Clear financial projections, cash flow and the reasoning behind them.
Conclusion
LivePlan and Upmetrics lead for complete plans, ProjectionHub for lender-ready financials and ChatGPT or Claude for drafting help.
